LOUISIANA LEGAL SERVICES
Key Services /
Business Interruption
Lost Income
Commercial Property
Extra Expenses
Protecting Your Business When Operations Are Disrupted
When disaster strikes, damage to the building may be only part of the loss. For many Louisiana business owners, the most serious financial impact comes from lost income, interrupted operations, and ongoing expenses while the business is unable to operate normally.
Business interruption insurance is designed to help cover these losses, but insurance companies may delay, dispute, or underpay commercial claims.
Ketry Law Firm, LLC represents Louisiana businesses in complex commercial property and business interruption disputes. We work to identify the full financial impact of a covered loss and challenge insurance decisions that fail to account for the business’s documented damages.
02 / OUR SERVICES
COMMON PROBLEMS
Common Problems /
Where Business Interruption Claims May Be Undervalued
Insurance companies may attempt to reduce commercial loss claims by:
• Underestimating projected revenue
• Excluding legitimate operating expenses
• Shortening the period of restoration
• Disputing temporary relocation costs
• Challenging the necessity of extra expenses
• Delaying evaluation or payment
• Undervaluing equipment or inventory losses
• Disputing whether a business interruption is covered
Even relatively small changes to revenue projections, expenses, or the restoration period can significantly affect the overall value of a commercial claim.
HOW KETRY LAW HELPS
How Ketry Law Helps /
• Review of the insurance policy and commercial claim file
• Analysis of lost income and continuing operating expenses
• Review of accounting records, projections, and supporting documentation
• Identification of underpaid, omitted, or disputed losses
• Evaluation of the applicable restoration period
• Review of extra expense and temporary relocation claims
• Negotiation with the insurance carrier
• Litigation when necessary to pursue available commercial insurance benefits
Why Choose Ketry Law /
George Ketry’s background as a former licensed insurance adjuster provides insight into how insurance companies evaluate both physical property damage and related financial losses.
Business interruption claims often require more than simply documenting building repairs. Lost revenue, continuing expenses, restoration periods, and extra costs must also be evaluated carefully.
Ketry Law reviews the property damage, policy provisions, business records, and financial documentation to identify potential underpayments, exclusions, or other claim-handling issues.
Important Information /
Understanding Business Interruption Coverage
Business interruption coverage is generally intended to address financial losses that occur when covered property damage disrupts normal business operations.
Depending on the policy, covered losses may include lost business income, continuing fixed expenses, extra expenses, temporary relocation costs, and losses during an extended restoration period.
The value of a business interruption claim often depends on financial records such as revenue history, operating expenses, payroll, accounting records, and business projections.
Every policy is different. Coverage, limits, exclusions, waiting periods, and restoration provisions should be reviewed carefully when evaluating a commercial loss claim.
COMMON QUESTIONS
Questions About
Business Interruption Claims
What does business interruption insurance cover in Louisiana?
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How is a business interruption insurance claim calculated?
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Why would an insurance company underpay a business interruption claim?
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Can business interruption claims include commercial property damage?
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How can Ketry Law help with a commercial insurance claim?
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Need Help With Your Legal Matter?
Speak directly with Attorney George Ketry about your situation and learn what options may be available.
