LOUISIANA LEGAL SERVICES
Key Services /
Fire Damage
Water Damage
Structural Damage
Insurance Bad Faith
Protecting Property Owners After Serious Damage
Fire, water, and structural damage can leave your home or business unsafe, uninhabitable, and financially overwhelming. In these situations, your insurance policy should provide timely and fair compensation to help you repair and rebuild.
Unfortunately, many Louisiana policyholders face delayed payments, underpaid estimates, or outright claim denials.
Ketry Law Firm, LLC represents homeowners, property owners, and business owners in complex property damage insurance claims. We step in when insurance companies fail to properly handle covered losses and work to pursue the compensation available under the policy.
02 / OUR SERVICES
COMMON PROBLEMS
Common Problems /
After fire, water, or structural damage, policyholders may encounter issues such as:
• Undervalued repair and replacement costs
• Hidden or long-term damage being overlooked
• Delayed inspections
• Delayed claim payments
• Disputes over the cause of damage
• Coverage disagreements
• Low settlement offers
• Incomplete scopes of repair
• Improper claim denials
Water damage claims can be especially disputed when the insurance company challenges whether the source of the water is covered or excluded under the policy.
Structural claims may also be undervalued when an insurer’s estimate does not account for the full work needed to safely restore the property.
HOW KETRY LAW HELPS
How Ketry Law Helps /
• Comprehensive review of the insurance policy and claim file
• Evaluation of estimates, photographs, reports, and supporting documentation
• Identification of missing, overlooked, or undervalued property damage
• Review of disputed repair costs, coverage issues, and exclusions
• Analysis of delays, underpayments, and potential bad faith claim handling
• Direct communication and negotiation with the insurance carrier
• Litigation when necessary to pursue available compensation and protect the policyholder’s rights
Why Choose Ketry Law /
George Ketry’s background as a former licensed insurance adjuster provides firsthand insight into how property damage claims are evaluated and how insurance companies determine the scope and value of a loss.
His experience with property damage evaluation, claim handling, estimating, and insurance procedures helps Ketry Law identify potential problems involving incomplete estimates, overlooked damage, disputed causes of loss, and improper claim handling.
Ketry Law combines this insurance-industry perspective with legal representation for Louisiana policyholders facing serious fire, water, and structural damage disputes.
Important Information /
Louisiana Insurance Law and Property Damage Claims
Louisiana law requires insurance companies to meet certain obligations when adjusting and paying covered claims.
Louisiana Revised Statute 22:1892 addresses the timely payment of claims after satisfactory proof of loss.
Louisiana Revised Statute 22:1973 addresses an insurer’s duty of good faith and fair dealing.
George Ketry’s materials identify potential claim-handling problems such as misrepresentation of coverage, failure to properly investigate damages, unjustified denials, and delayed payment.
Depending on the facts of the claim and applicable law, improper claim handling may provide additional legal remedies beyond the underlying property damage claim.
Because every policy and loss is different, the specific policy language, cause of damage, documentation, and insurer conduct should be reviewed individually.
COMMON QUESTIONS
Questions About
Fire, Water & Structural Damage
What types of fire damage insurance claims does Ketry Law handle in Louisiana?
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What types of water damage claims may be covered by property insurance?
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What if my insurance company says my water damage is not covered?
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What structural damage claims does Ketry Law handle?
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How does George Ketry’s former insurance adjuster experience help with property damage claims?
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Need Help With Your Legal Matter?
Speak directly with Attorney George Ketry about your situation and learn what options may be available.
